What would happen to your family or loved ones if you were unable to work due to a serious illness?

The question is would they be able to manage financially if you were so ill that you couldn’t pay towards the bills or your mortgage?

Critical Illness Cover is there to safeguard your family if this was to happen. No one knows what life will bring us from one minute to the next, however critical illness cover is an option to protect against the worst happening.

If you suffer with a heart attack, stroke or cancer or another serious illness which meets the insurer’s specifications on the policy, you will receive your Critical Illness insurance lump sum while you’re still alive to support you and your family at a time when you may be unable to do so yourself.

This kind of insurance is so important to people who have had to leave their job due to the seriousness of their illness.

Many insurers will even include some level of cover for your children up to £25000 at no extra cost, too. With the majority of our insurers, a Critical Illness Cover policy will even pay out if you die, just as a life insurance policy would.