Level Term Life Insurance
A level Term policy will pay out a cash lump sum to your loved one’s if you die or become terminally ill and have been told you have twelve months or less to live.
A Level Term Life Insurance policy might be suitable for you if you are looking to protect more than just your mortgage.
A level term policy is to make sure your family do not suffer any financial difficulties if the worst was to happen to you as the policy would pay out a lump sum of money to your family which they could use to pay off debts and cover the cost of living expenses when you are no longer around.
Choosing Level Term Life Cover
Benefits of Level Term cover
As the policy remains level all the way through, this means that the sum assured does not decrease and nor do the premiums. This means you will always be paying the same amount even if your health or lifestyle changes throughout the policy term and it will not decrease or increase as time goes on.
A level term policy may be a suitable choice if you wish to leave a lump sum to your loved ones.
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