Over 50s is a policy where you’re guaranteed to be accepted if you’re between the ages of 50 and 80. This is not based on your health or lifestyle so it doesn’t matter if you have had a serious medical condition.

An Over 50s life insurance plan is a good option if you are unable to get other forms of Life cover and could assure that your funeral costs are covered.
Over 50s cover can be classified as a type of whole of life policy, which means it has no expiration date and will pay-out whenever you die.

Your premium payments will stop when you reach 90 years of age and you will then have free cover for the rest of your life until you pass away.